00412nam a2200145 a 450000500170000002000150001708200160003210000200004811000220006824500590009026000440014930000270019363000240022070000220024420251203090513.0  a0835907724  a332.12bGRA  aGraddy, Duane B  aSpencer, Austin H  aCommercial banking and the financial services industry  aVirginiabReston Publishing Comp.c1985  axvi,718 p.b24 cm.bHB  aBanking, commercial  aBrusnsen, William